Stripe Fee Calculator

Managing online payments is easier when you know the exact processing fees. Our Stripe Fee Calculator helps you calculate Stripe’s transaction fees in real time. Whether you’re running an online store, a subscription business, or processing one-time payments, this tool shows you how much Stripe charges and what you’ll actually receive after fees are deducted.

 

What is Stripe?

Stripe is one of the world’s most popular online payment processors, trusted by millions of businesses. It allows companies to accept payments via credit cards, debit cards, wallets, and bank transfers. Stripe charges a small transaction fee for every payment, usually a percentage of the amount plus a fixed cost.

 

For example:

In the US, Stripe typically charges 2.9% + $0.30 per successful card charge.

In Europe, Asia, and other regions, the rates may differ slightly depending on the country and currency.

Our calculator helps you avoid confusion and instantly see the exact Stripe fee and your net payout.

 

Why Use a Stripe Fee Calculator?

Understanding Stripe fees is essential for business owners, freelancers, and entrepreneurs. Here’s why:

Accurate Profit Calculation: Know your true earnings after Stripe deductions.

Transparent Pricing: Avoid surprises by factoring fees into your pricing strategy.

Business Planning: Helps you decide minimum order values, discounts, and subscription rates.

Client Billing: Freelancers can calculate fees to ensure they charge the right amount.

 

 

How to Use the Stripe Fee Calculator

Using our Stripe Fee Calculator is simple:

1. Enter the transaction amount.

2. Select your country or Stripe fee rate.

3. Click calculate to see:

 

Total Stripe Fee

Net Amount You Receive

Gross Up Amount (how much you should charge if you want to receive an exact net amount).

 

Example Calculations

If you charge a client $100 in the US, Stripe takes $3.20 (2.9% + $0.30), and you receive $96.80.

If you want exactly $100 in hand, you must charge about $103.30.

This tool makes those calculations instant, saving time and avoiding errors.

 

Who Can Benefit From This Tool?

E-commerce store owners using Shopify, WooCommerce, BigCommerce, or Wix.

Freelancers and consultants billing international clients.

Nonprofits receiving donations online.

Digital product sellers on Gumroad, Selar, or other platforms integrated with Stripe.

Subscription services offering monthly or yearly plans.

 

FAQs About Stripe Fees

1. What are Stripe’s standard fees?

In most countries, Stripe charges 2.9% + 30¢ per successful card transaction. However, fees vary by region.

 

2. Does Stripe charge for refunds?

Stripe does not return the original processing fee when you issue a refund.

 

3. Are Stripe fees different for international cards?

Yes. International transactions usually include an extra 1% fee, and currency conversions may add another 1%.

 

4. How do I charge clients so I receive an exact net amount?

Use the “gross up” feature in this calculator to know how much to invoice.

 

5. Does Stripe have monthly fees?

Stripe does not have monthly fees. You only pay per transaction.

 

6. Can nonprofits get lower fees on Stripe?

Yes. In many countries, Stripe offers discounted fees for verified nonprofits.

 

7. Does Stripe charge for failed transactions?

No, Stripe only charges fees on successful payments.

 

8. Are Stripe fees tax deductible?

In most cases, yes. Transaction fees can be recorded as a business expense.

 

9. How do Stripe fees compare with PayPal?

Stripe and PayPal have similar fee structures, but Stripe is often preferred for integrations and custom checkout.

 

10. Is this calculator accurate worldwide?

Yes. You can enter your own country’s fee rates for accurate calculations.

 

Final Thoughts

Our Stripe Fee Calculator is designed to give you clarity and control over your business finances. Instead of guessing your net income, you can instantly calculate your Stripe fees, plan better pricing, and make more informed financial decisions.

Make smarter choices today by using our calculator for every transaction. Whether you’re a small business owner, freelancer, or entrepreneur, this tool helps you stay one step ahead.

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